Subscriptions bill review

We review your streaming, software, membership and other recurring costs, map out what you're actually paying for across all your accounts, and show you what to reduce, cancel or renegotiate.

Forgotten subscriptions quietly renewing

Free trials convert to paid. Introductory prices step up. Annual renewals go unnoticed on bank statements. Subscriptions accumulate gradually in a way that individual bills don't — and the total is often higher than households expect when they add it up.

Paying for a tier you're not using

Many subscription services have multiple tiers. It's easy to sign up for a higher one during a promotion and stay on it long after the features that justified it stopped being used. A lower tier often covers actual usage at a lower price.

Paying twice for the same thing

Streaming overlap — multiple services covering similar content — software with unused seats, or the same service accessed through different accounts are common findings. Identifying and cutting the overlap is straightforward once it's mapped.

How SavYour helps

1

We map what you're paying for

You tell us your current subscriptions and what you pay for each. We build a clear picture of what's active, what's redundant, what's overpriced for your usage, and where the overlap is.

2

We identify what can be reduced, cancelled or renegotiated

Some services offer a better price if you ask to cancel. Others have a lower tier that would cover your actual usage. Some are simply not worth what you're paying. We identify which is which.

3

We give you the steps — you take them

We tell you which subscriptions to cancel, which to downgrade, and which to call about. We include the correct cancellation routes for services that make it difficult. You take the action on your own accounts.

What we look at

  • Service or provider name
  • Monthly or annual cost
  • What the subscription covers
  • Which tier or plan you're on
  • Whether you're actively using it
  • Whether it's bundled with anything else — broadband, phone, a device
  • Whether a lower tier would cover your actual usage

Flat, one-off pricing

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Common questions

What counts as a subscription for this review?+

Any recurring payment for a service: streaming (TV, music, sports), software and cloud services, membership clubs, gym, magazine or news, apps, cloud storage, antivirus, and refuse or waste collection. If it renews automatically — monthly or annually — it qualifies.

How do I find subscriptions I've forgotten about?+

Check your bank and credit card statements for small, recurring charges from providers you don't immediately recognise. Your email inbox — searching for 'receipt', 'renewal' or 'your subscription' — is another good source. We can work from a list you put together or help you go through your statements.

Can you help with a subscription that's difficult to cancel?+

We can tell you the correct cancellation route and what to say. If a service is refusing to process a cancellation or continuing to charge after you've cancelled, that becomes a consumer rights issue — which our Complaint Support service covers.

Do you cover refuse and waste collection costs?+

Yes. Refuse collection is a recurring household cost that often has alternative providers or better rates available, particularly if you're on a per-lift charge rather than a fixed rate. We include it in a subscriptions review.

Are subscriptions covered by the Savings Action Plan?+

Yes. Subscriptions and recurring services are one of the bill categories included in the Savings Action Plan. You can include as many or as few categories as apply to your household.

Also covered by SavYour

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